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For your convenience, here are several applications you can download yourself to complete. All applications are in PDF format and can be read using Acrobat Reader. If you do not currently have Acrobat Reader on your computer, you may DOWNLOAD it for free.

If you do not see an application here for the coverage you are interested in, call our office and we will take care of you either over the phone or by mailing or faxing you an application.

To view our pdf files you will need Adobe Acrobat Readerclick here to download.

Some of these applications are form fill, SAVE before you send it in.  Others must be printed and filled out by hand.


Commercial Equine Liability Applications: 

We Provide Commercial Equine Liability Policies with or without Care, Custody & Control for Trainers, Stables, Breeders & Dealers and Clinicians. Policies are portable so if you move, your coverage can easily go with you. Limits run from $300,000 to wherever you need. We also write therapeutic riding programs and can work with your PATH requirements. Applications can be faxed or emailed to you or taken right over the phone and payment options are often available. This program is available in Arizona, California, Colorado, Nevada, Oregon, and Washington.


The first application is for most equestrian operations desiring liability only without any property coverage (boarding, training, lessons, sales, breeding, shows). Care Custody and Control may be included if applicable. If you have Day Camps, you must also download and complete the Day Camps Liability Supplement. If you do any type of therapeutic riding or equine assisted therapy, you must also download and complete the Therapeutic Application as well.  Overnight camps cannot be covered under this program, contact our office for the appropriate application.

Download Commercial Equine Liability Application
Download Day Camps Liability Supplement
Download Therapeutic Application

Farm Application

Farm/Ranch Application

Our Farm and Ranch packages are top notch and include all your property and liability needs. Care, Custody & Control can be included where applicable and Business Auto can also be added in most cases. Payment options vary and Excess Liability over $1,000,000 limit is available. Call today for more information. This program is available in Arizona, California, Colorado, Nevada, Oregon, and Washington. 


Download this file and complete it to the best of your understanding, then fax or mail it to us and we will call you to fill in any gaps. Be sure to complete the diagram also.  If you want to include Business auto in your ranch package, complete the auto questionnaire also.

Download Ranch Application
Download Auto Questionnaire


Mortality Application: 

We offer a full line of equine mortality coverages through A rated carriers including Major Medical, Surgical, Loss of Use (both full coverage and external trauma only for performance horses), Guaranteed Extension, Agreed Value, Stallion Infertility, Limited Perils Mortality, International Transit, and Emergency Colic Surgery Extension. Quotes are available right over the phone and vet checks are not required on most horses valued at $100,000 or less. Coverage can be bound immediately via fax/email and ePayment.  Special Mortality Programs available now for Polo Horses, Police and Search and Rescue Horses. Please call for specific applications to be faxed or emailed - available in selected states only.


Includes application page, Statement of Health and Veterinary Examination Form. If you are applying for Loss of Use coverage, you must also download the Loss of Use Veterinary Examination Form.  If you wish to insure your horse for more than its initial purchase price, you must also download the Justification of Value form and provide information to show why the horse is now worth more.

Download Mortality Application
Download Mortality Application (for OR, TX and WA only)  
Download Loss of Use Veterinary Examination Form
Download Justification of Value Form

Workers Compensation Application - California: 

We are happy to provide you with this vital coverage for various horse related operations whether you have had prior coverage or simply want to quote your existing coverage elsewhere.  We offer coverage through State Fund as well as other insurers who are A rated.  Simply download and complete the questionnaire and send it back to us. If you have coverage now, attach hard copy loss history from your insurer(s) for the past four years. If you simply want us to contact you closer to your renewal, email us with your renewal date ( and we will follow up with you.

Download Workers Compensation Application

Personal Horse Owner's Liability Application: 

For horses not used for any type of commercial activity such as lessons. 


If you own horses that are for your personal show or pleasure use only and not for commercial endeavors such as lesson horses, you may obtain liability insurance to protect you in the event your horse causes bodily injury or property damage to someone else. Many stables are now requiring proof of this coverage as a condition to board there. It can be obtained one of two ways. The first is find out if your homeowners insurance will extend your personal liability to cover actions of your personal horses on or off premises. Some will, many won't, and none will allow you to name another party as an additional insured, such as the facility at which you board. The second way is to take out a policy of Equine Personal Liability insurance. Policies cover all your horses and start at as little as $150 per year for a $300,000 limit of coverage. Higher limits are available upon request and additional insureds may be added where required for an additional fee. This policy cannot provide liability for the Lessee of a horse - call for an appropriate application to cover a lessee. 

Download Equine Personal Liability Application

Personal Horse
Pony Rides

Pony Rides, Petting Zoos, Carriage Rides:

We can insure these businesses for those operators who are willing to work with a safety plan. Petting zoos with domestic type or farm animals can be included with pony rides or picture ponies. Carriage ride operators can also be covered for Parades and Demonstrations. Hourly guided trail rides, overnight pack trips and dude ranch coverage is available either as just liability or in a package with your buildings and equipment as well. This program is available in Arizona, California, Colorado, Nevada, Oregon, and Washington. If you are engaged in these activities, please complete the attached application.

Download Pony/Carriage/Petting Zoo Application

Outfitters, Guides, Guided Trail Rides and other Recreational:

For outfitters & guides, guided trail rides and hunting operations, download the Outdoor Recreation Application.  If you have watercraft, you must download the Watercraft Supplement.  Lodges and Resorts, download the Lodge-Resort Application.  RV Parks or Campgrounds must also download the RV Park-Campground Application.

Download Outdoor Recreation Application
Download Watercraft Supplement
Download Lodge-Resort Application
Download RV Park-Campground Application

Riding Clubs

Riding Clubs: 

This form is for clubs or organizations who hold events for nonmembers or who participate in parades and require liability coverage. Our riding club policy includes your first seven public event days and up to 100 members starting at $500 per year. You can add events or additional insureds at any time during the year via fax or email. For large or specialty organizations, custom programs can be designed to meet your specific needs. Directors, officers, members, volunteers, employees and agents of the club are protected by this policy for third party liability claims in connection with their direct involvement in club activities. Directors  & Officers are not protected by this policy from suit brought by members for their actions as directors & officers, this can be covered on a separate policy. All event days include a set up and take down day at no extra charge. We also provide Fidelity Bonding and Crime Insurance for facilities and organizations as needed. This program is available in Arizona, California, Colorado, Nevada, Oregon, and Washington. 

Download Riding Club Application


Horse Shows and Events:

Commercial Liability is available for event or horse show managers on a per event basis or for complete season coverage. Most every event involving horses can be insured from horse shows to demonstrations to parades. Annual policies can be written to include premises liability for permanent show offices, business personal property for your office equipment, buildings you own or portables you lease, and hired & non-owned auto liability. We also provide Fidelity Bonding and Crime Insurance for facilities and organizations as needed. This program is available in Arizona, California, Colorado, Nevada, Oregon, and Washington.

If you manage horse shows or events, download the Event Application to insure single events or short series of events.  For a year round policy, please download Commercial Equine Liability Application above.

Download Equine Event Application

Other Applications

Other Applications:

• Business Owners Package Application
• Dog Trainer’s Package Application
 (no protection, guard dogs or Schutzhund training)
• Worker's Compensation


For any coverage not listed, please call our office for the appropriate application.

Apply for these coverages online:

Online Applcations

Personal Firearms Liability Application:

Defending gun owners who use their firearm in self defense. Click HERE to get your questions answered and apply online for this coverage.

Martial Arts Schools and Studios:

Get liability, accident medical, equipment coverage, abuse/molestation, hired/non-owned auto and more in one step by applying HERE.

Dance Schools and Studios:

Get liability, accident medical, equipment coverage, abuse/molestation, hired/nonowned auto and more in one step by applying HERE.

Personal Trainer and Yoga Instructors:

This program is for both certified and uncertified personal trainers (rates higher if uncertified) and accredited Yoga instructors.  Liability policy can add equipment coverage, hired/nonowned and abuse/molestation if desired. Apply HERE. Please note ineligible activities:

  • Certified High School / College Athletic Trainers

  • Coaching of Competitive Athletics

  • Instructors under the age of 18

  • Instructors based outside of the U.S.

  • Physical Education Teachers working within the school systems


Vendor/Concessionaire Liability:

Short term or year round liability for vendors at one or multiple events. Premium based on # of days for which you need coverage.  You can add equipment and hired/nonowned auto.  Fast turnaround and certificate issuance by email. 

Apply HERE.

Performer Liability:

Formulated to meet the needs of performers big and small. Short term or year round coverage. Call to check if you are eligible. Apply HERE.



Balloon Artists

Belly Dancers

Caricature Artists




Cultural Dancers

Face Painters

Individual Disc Jockeys







Street Performers

Story Tellers

Wedding and Wedding Reception: 


A Liability Insurance Program Providing Protection from Lawsuits of Bodily Injury and/or Property Damage (Host Liquor Included)

You've fallen in love, and now you want to celebrate that love with your friends and family. You want to be unique and commemorate your wedding with an incredible party for your friends and family, who love and support you and your partner. What happens when someone gets hurt, and your wedding celebration turns into a financial and emotional strain on your guests? It may seem unnecessary now, but insuring your wedding can help guarantee that your special day will leave you with pleasant, loving memories of your wedding.

Your wedding can be the happiest day of your life. Months of planning mean that you should enjoy the wedding of your dreams. You may have made all the arrangements for your forthcoming wedding, or you could still be in the planning stages for the big day. Whatever your circumstances, Cheval Insurance Services Inc. CA Lic. 0C94257 can help you protect your family and friends during your celebration. Hopefully your wedding day will take place with no setbacks, but unfortunately, accidents do happen.

Whether you are looking for one-day liability coverage or a three-day package, Cheval Insurance Services Inc. CA Lic. 0C94257 offers quality insurance with the lowest possible premium cost to you. Our firm understands the financial demands that a wedding places on a bride and groom, and their families. We want to make sure the financial stresses are over with the wedding. Protect your loved ones from the emotional and financial burden that one can incur as the result of a loss or injury. Cheval Insurance Services Inc. CA Lic. 0C94257 offers specialized insurance for your wedding, from the number of guests you plan to have at your wedding, to the day-after brunch, our unique program is affordable and unmatched in the insurance industry. Apply HERE.

Camps, Clinics & Conferences:                                     


In the past, insurance coverage for conferences, sports camps and clinics was either too costly, too limited or not available at all. Schools, coaches and directors were either forced to pay extremely high insurance premiums, or to run camps and clinics without the proper insurance protection, therefore running the risk of personal exposure to lawsuits or a participant's injury claim.

However, this specialty insurance program has recently been developed to cover the inherent risks involved for the schools, park districts, coaches, directors and participants of today’s conferences, sports camps and clinics. Accident and liability insurance coverage is offered as a standard product with optional coverage also available such as equipment, hired and non-owned automobile, and additional higher liability insurance limits.  Day camps or overnight.  Apply HERE


Stand-Up Paddleboarding:

Liability program for Certified and noncertified Stand Up Paddle Instructors, Stand Up Paddle Yoga or Pilates Instructors on closed waters (open waters coverage available for additional premium).  Apply HERE.


Health and Wellness:

Intended for individuals in the health and wellness profession, this program provides protection for the Policyholder against claims of bodily injury liability, property damage liability, personal and advertising injury liability and the litigation costs to defend against such claims. Coverage is provided up to $1,000,000 per occurrence. There is no deductible amount. Apply HERE



Massage Category
• Aromatherapy
• Back
• Deep Tissue
• Hot Stone
• Pregnancy
• Reflexology
• Sports
• Swedish
• Thai

Beauty Category
• Barber
• Cosmetologist
• Hair Stylist
• Makeup Artist (non-permanent)
• Nail Technician
• Spa Technician

Esthetician Category
• Esthetician

Note: This program is not applicable to those performing tattooing, permanent makeup or body piercing services.

Earthquake Insurance Quote - now online!

New! You can get your own quote for Earthquake Insurance Online! Click HERE

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