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For your convenience, here are several applications you can download yourself to complete. All applications are in PDF format and can be read using Acrobat Reader. If you do not currently have Acrobat Reader on your computer, you may DOWNLOAD it for free.

If you do not see an application here for the coverage you are interested in, call our office and we will take care of you either over the phone or by mailing or faxing you an application.

To view our pdf files you will need Adobe Acrobat Readerclick here to download.


Commercial Equine Liability Applications: 

The first application is for most equestrian operations desiring liability only without any property coverage (boarding, training, lessons, sales, breeding, shows). Care Custody and Control may be included if applicable. If you have Day Camps, you must also download and complete the Day Camps Liability Supplement. If you do any type of therapeutic riding or equine assisted therapy, you must also download and complete the Therapeutic Application as well.  Overnight camps cannot be covered under this program, contact our office for the appropriate application.

Download Commercial Equine Liability Application
Download Day Camps Liability Supplement
Download Therapeutic Application

Farm/Ranch Application

Download this file and complete it to the best of your understanding, then fax or mail it to us and we will call you to fill in any gaps. Be sure to complete the diagram also.  If you want to include Business auto in your ranch package, complete the auto questionnaire also.

Download Ranch Application
Download Auto Questionnaire

Farm Application

Mortality Application: 

Includes application page, Statement of Health and Veterinary Examination Form. If you are applying for Loss of Use coverage, you must also download the Loss of Use Veterinary Examination Form.  If you wish to insure your horse for more than its initial purchase price, you must also download the Justification of Value form and provide information to show why the horse is now worth more.

Download Mortality Application
Download Mortality Application (for OR, TX and WA only)  
Download Loss of Use Veterinary Examination Form
Download Justification of Value Form


Personal Horse Owner's Liability Application: 

For horses not used for any type of commercial activity such as lessons. 

Download Equine Personal Liability Application

Personal Horse
Pony Rides

Pony Rides, Petting Zoos, Carriage Rides:

If you are engaged in these activities, please complete the attached application.

Download Pony/Carriage/Petting Zoo Application

Outfitters, Guides, Guided Trail Rides and other Recreational:

For outfitters & guides, guided trail rides and hunting operations, download the Outdoor Recreation Application.  If you have watercraft, you must download the Watercraft Supplement.  Lodges and Resorts, download the Lodge-Resort Application.  RV Parks or Campgrounds must also download the RV Park-Campground Application.

Download Outdoor Recreation Application
Download Watercraft Supplement
Download Lodge-Resort Application
Download RV Park-Campground Application

Riding Clubs

Riding Clubs: 

This form is for clubs or organizations who hold events for nonmembers or who participate in parades and require liability coverage.

Download Riding Club Application


Horse Shows and Events:

If you manage horse shows or events, download the Event Application to insure single events or short series of events.  For a year round policy, please download Commercial Equine Liability Application above.

Download Equine Event Application

Online Applcations

Apply for these coverages online:

Personal Firearms Liability Application:

Defending gun owners who use their firearm in self defense. Click HERE to get your questions answered and apply online for this coverage.

Martial Arts Schools and Studios:

Get liability, accident medical, equipment coverage, abuse/molestation, hired/non-owned auto and more in one step by applying HERE.

Dance Schools and Studios:

Get liability, accident medical, equipment coverage, abuse/molestation, hired/nonowned auto and more in one step by applying HERE.

Personal Trainer and Yoga Instructors:

This program is for both certified and uncertified personal trainers (rates higher if uncertified) and accredited Yoga instructors.  Liability policy can add equipment coverage, hired/nonowned and abuse/molestation if desired. Apply HERE. Please note ineligible activities:

  • Certified High School / College Athletic Trainers

  • Coaching of Competitive Athletics

  • Instructors under the age of 18

  • Instructors based outside of the U.S.

  • Physical Education Teachers working within the school systems


Vendor/Concessionaire Liability:

Short term or year round liability for vendors at one or multiple events. Premium based on # of days for which you need coverage.  You can add equipment and hired/nonowned auto.  Fast turnaround and certificate issuance by email. 

Apply HERE.

Performer Liability:

Formulated to meet the needs of performers big and small. Short term or year round coverage. Call to check if you are eligible. Apply HERE.



Balloon Artists

Belly Dancers

Caricature Artists




Cultural Dancers

Face Painters

Individual Disc Jockeys







Street Performers

Story Tellers

Wedding and Wedding Reception: 


A Liability Insurance Program Providing Protection from Lawsuits of Bodily Injury and/or Property Damage (Host Liquor Included)

You've fallen in love, and now you want to celebrate that love with your friends and family. You want to be unique and commemorate your wedding with an incredible party for your friends and family, who love and support you and your partner. What happens when someone gets hurt, and your wedding celebration turns into a financial and emotional strain on your guests? It may seem unnecessary now, but insuring your wedding can help guarantee that your special day will leave you with pleasant, loving memories of your wedding.

Your wedding can be the happiest day of your life. Months of planning mean that you should enjoy the wedding of your dreams. You may have made all the arrangements for your forthcoming wedding, or you could still be in the planning stages for the big day. Whatever your circumstances, Cheval Insurance Services Inc. CA Lic. 0C94257 can help you protect your family and friends during your celebration. Hopefully your wedding day will take place with no setbacks, but unfortunately, accidents do happen.

Whether you are looking for one-day liability coverage or a three-day package, Cheval Insurance Services Inc. CA Lic. 0C94257 offers quality insurance with the lowest possible premium cost to you. Our firm understands the financial demands that a wedding places on a bride and groom, and their families. We want to make sure the financial stresses are over with the wedding. Protect your loved ones from the emotional and financial burden that one can incur as the result of a loss or injury. Cheval Insurance Services Inc. CA Lic. 0C94257 offers specialized insurance for your wedding, from the number of guests you plan to have at your wedding, to the day-after brunch, our unique program is affordable and unmatched in the insurance industry. Apply HERE.

Camps, Clinics & Conferences:                                     


In the past, insurance coverage for conferences, sports camps and clinics was either too costly, too limited or not available at all. Schools, coaches and directors were either forced to pay extremely high insurance premiums, or to run camps and clinics without the proper insurance protection, therefore running the risk of personal exposure to lawsuits or a participant's injury claim.

However, this specialty insurance program has recently been developed to cover the inherent risks involved for the schools, park districts, coaches, directors and participants of today’s conferences, sports camps and clinics. Accident and liability insurance coverage is offered as a standard product with optional coverage also available such as equipment, hired and non-owned automobile, and additional higher liability insurance limits.  Day camps or overnight.  Apply HERE


Stand-Up Paddleboarding:

Liability program for Certified and noncertified Stand Up Paddle Instructors, Stand Up Paddle Yoga or Pilates Instructors on closed waters (open waters coverage available for additional premium).  Apply HERE.


Health and Wellness:

Intended for individuals in the health and wellness profession, this program provides protection for the Policyholder against claims of bodily injury liability, property damage liability, personal and advertising injury liability and the litigation costs to defend against such claims. Coverage is provided up to $1,000,000 per occurrence. There is no deductible amount. Apply HERE



Massage Category
• Aromatherapy
• Back
• Deep Tissue
• Hot Stone
• Pregnancy
• Reflexology
• Sports
• Swedish
• Thai

Beauty Category
• Barber
• Cosmetologist
• Hair Stylist
• Makeup Artist (non-permanent)
• Nail Technician
• Spa Technician

Esthetician Category
• Esthetician

Note: This program is not applicable to those performing tattooing, permanent makeup or body piercing services.

Other Applications

Other Applications:

• Business Owners Package Application
• Dog Trainer’s Package Application
 (no protection, guard dogs or Schutzhund training)
• Worker's Compensation


For any coverage not listed, please call our office for the appropriate application.

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